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Body Corporate Finance Facility


Body Corporate finance facility is a specialised loan taken out by a body corporate or an owners corporation to fund work to enhance or protect the value of the property.

Sometimes repairs, maintenance or enhancements cannot wait until funds are raised through sinking funds or special levy’s, so a Body Corporate Loan is the perfect solution. 

Body corporates and owners corporations can borrow money for a multitude of requirements, including but not limited to:

  • Remediation – structural and/or aesthetic improvements including cladding
  • Renovation and rectification works
  • Emergency repairs and maintenance
  • Green initiatives – solar
  • Mechanical installations or upgrades – lifts etc

Funding can also be provided for Body Corporate insurance, professional services and litigation.

Benefits of a Body Corporate Loan

Peace of mind


  • The loans are unsecured and offered directly to owner’s corporations and bodies corporate
  • By taking out a loan your community is reducing the immediate cost burden for works
  • Funds can be accessed quickly once approved and projects can be carried out with minimal delay
  • Cash flow is freed up, taking the pressure off inadequate sinking funds and preventing the need for special levies





Increase the value of your asset


  • You are maintaining and improving the value of your asset
  • As an investor, rental and tenancy stability are enhanced
  • The building is improved, increasing its resale and rental values

Improved lifestyle


  • Body Corporate loans save time, expense and provide complete certainty of funding
  • Allowing repairs and maintenance to be completed now, bringing strata owners the benefits of a better lifestyle soone
  • A simple funding solution for strata owners, offering greater flexibility and peace of mind that capital values and building standards are being improved
  • Instead of undertaking small jobs as money becomes available, a Body Corporate Loan allows multiple repairs, maintenance or refurbishments to be bundled into one project, saving time and money whilst minimising disruption to owners

No large financial burdens


  • Loan repayments are incorporated into quarterly levies/fees.
  • There is no mortgage or personal guarantee required to secure the loan